Advanced Week 199

写在前面的话

“ScalersTalk 口译进阶小组”的前身是“ScalersTalk 交传小组”，成立于 2015 年 2 月，现阶段，小组继续专注高级阶段的交替传译与同声传译训练，在巩固语言基本功的同时训练各类口译技能，从而为承担正式场合的口译打下坚实基础。

本周复盘说明

第 199 周练习的主题为：金融技术, 练习recall 和同传。英译中的练习是How to Properly Manage Your Money Like the Rich - Tom Ferry。小组成员利用该材料练习了recall、同声传译和限时视译，并学习原文的词汇、表达和句型句式。设备建议：你需要电脑或手机播放音频、手机发送语音。本日志整理的是How to Properly Manage Your Money Like the Rich - Tom Ferry的部分内容。

第 199 周——知识点整理

段落一

So here is the first thing I want to show you. This is what 80% of real estate professionals do. They get a commission check and that check goes into their personal account. But this personal account is not an LLC and S. Corp. You know limited partnership. It’s not a corporation. It’s a personal thing. So what’s rule number one? Should I have a corporation? Yes or yes? Yes, cause now you get all tax advantages. Yes or no, guys? But I got to tell you. This is what the 80% does and this is clearly bad.

参考译文

所以这是我想告诉你的第一件事。这是80％的房地产专业人员所做的。他们得到了佣金支票，该支票进入了他们的个人帐户。但是该个人帐户不是有限责任公司和内部持股公司。这不是公司。这是个人行为。那么第一条规则是什么？我应该有一家公司吗？是吗？对，因为现在你可以得到所有的税收优惠。是吗？但是我必须告诉你。这是80％的人的做法，这显然是不好的。

解析

• S corporation 内部持股公司

  • An S corporation is a closely held corporation. In general, S corporations do not pay any income taxes. Instead, the corporation's income and losses are divided among and passed through to its shareholders. The shareholders must then report the income or loss on their own individual income tax returns (wikipedia).

• tax advantages 税收优惠

段落二

Let me show you what the 15% do. I get the check. It goes directly into my business account. I get it wired in from escrow. I don’t get physical checks anymore. The money just gets transferred over but it goes into a business account, which means now as you can see, I’m gonna have four different accounts at my bank. I’m gonna have my business account. I’m gonna have my tax account to me three accounts: tax account, business account and my home account, my personal account. 10,000 dollars hits my business account and the first thing that happens is instantaneously 3,300 of the 10,000 goes directly into my tax account. How many of you in the state of California or New York or in the country of Canada? You get a check for ten grand and you’re lucky if you get 4,500. But 3,300 bucks automatically goes there, then 3,300 or less goes into your business account. A check comes in. I’ve got marketing. A check comes in. I’ve got expenses. A check comes in. I’ve got my MLS dues. Everything that I need to run my business: every check 3,300 3,300 and then what goes over here? 3,400 bucks to my home. Because many times what do we do get a check and we just start spending the money. This is the cardinal sin. This is what poor people do. They get a check and they just start spending. The bigger the check, the more they start spending and they never think about debt reduction because they’ll do that later. Because I’ve worked so hard and this was such a challenging transaction. That’s why I’m going to overindulge and over-spend on myself.

参考译文

让我告诉你15％的人会怎么做。我有了一张支票，它直接进入我的企业帐户，我从第三方获取信息。我没有其他的账户了。钱转进来，存在了商业帐户。这意味着，现在我将在银行拥有四个不同的帐户。我有商业帐户，还有其他三个帐户：税收帐户、企业帐户、我的家庭帐户，即我的个人帐户。 一万美元打入我的企业帐户，首先是立即将一万美元中的3300美元直接存入我的税收帐户。你们中有多少人来自加利福尼亚州或纽约州或加拿大？你得到一张一万美元的支票，很幸运，你得到4500美元。但3300美元会自动转到那儿（税收账户），然后3300美元或更少的钱会进入你的企业帐户。有一张支票，我就有市场营销。有一张支票，我就有花费。有一张支票，我就需要支付房产手续固定费。经营业务所需的一切：每张支票3300 ，3300，然后呢？ 3400美元划到我的家庭账户。因为常常我们拿到支票，我们才开始花钱。这可是犯了大错。这就是穷人所做的。他们得到一张支票，然后开始花钱。支票面额越大，他们花费的钱就越多，他们从不考虑减轻债务，因为他们之后会这样做。因为我努力工作，而且这是一项很有挑战的交易。因此，我会过度放纵自己，过度花钱。

解析

• business account 商业账户

• get it wired in from escrow 从第三方获得信息

• physical checks

• grand 一千美元

• MLS dues

  • The multiple listing service (MLS) works by providing the venue and technology for local brokers to combine their individual listing databases into a single, larger database that can attract more homebuyers.

  • 固定费用MLS指的是卖方与房地产经纪人订立“点菜服务协议”的房地产行业的做法，该房地产经纪人接受固定费用而不是上市方面的销售价格的百分比。

• cardinal sin 重罪

• debt reduction 减轻债务

• instantaneously 立即

• Tom Ferry，房地产培训公司Tom Ferry International的创始人兼CEO，《纽约时报》畅销书《生活！在于设计》的作者，擅长公众演讲。在讲话中，有不符合书面语的语法习惯现象，但富有感染力，口译时，采取“弃卒保车、点到为止”的策略，抓住重点，不必跟太紧。

• “The money just gets transferred over”中的被动语态翻译为主动，采用“被动变主动”的策略，从被动语态的“钱被转进来”转变为主动“钱转进来”。在中文里，“钱转进来了、钱转好了、钱转过去”，可以假设为“我们/有人/他人把钱转过来了”的把字句，也可以看做是“名词作主语+谓语动词”，但具体谁是施动者，无需表明。中文里少用被动，被动多带有负面意味，比如“遭受”“叫、让、给、令”，举个例子，“让人给踩了，您可就得倒霉！（陈建功，2017）”。

• 英译汉中的时态问题。“Because I’ve worked so hard and this was such a challenging transaction”。源语中出现现在完成时和一般过去式，但在译语中，可能不会翻译为“因为我曾经努力工作过，而且这项交易曾经是很难完成的”。根据现代汉语语体系统，“了、过”是表示完成的语素，与结果性动词补语（Resultative Verb Complements）连用，表示行为动作产生的结果或对行为动作做描写、说明。例如，“我都走累了”，“累”是“走”的结果。本句中，“努力”是对“工作”这一行为的描述。